t: Rhuddlan 01745 591 811 | Prestatyn 01745 889 716

Critical Illness Cover

If the worst happens and you’re diagnosed with a serious illness, it’s important to make sure you’re covered against the financial impact it could have on your family.


Critical Illness and Serious Illness insurance policies pay out a cash lump sum or a regular income when you are diagnosed with a particular illness or suffer injury from a serious accident specified in the policy terms. Policies vary depending on the provider, so it’s important to understand the differences. For example, the number of illnesses covered, definitions, partial payments and claims to payout ratios. In the event of your diagnosis, money paid out from a Critical Illness policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for private healthcare.

Speak to an advisor


LL Estates, High Street, Prestatyn, UK

Prestatyn office


LL Estates, High Street, Rhuddlan, Rhyl, UK

Rhuddlan office